A stronger future starts today.

Keeping financial advice simple.

We help Kiwis make informed decisions about insurance, KiwiSaver and investments, so they can build a stronger financial future.

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KiwiSaver

We provide clear, personalised KiwiSaver advice to help make sure your money is invested with purpose and aligned with where you’re heading.

Insurance

We make insurance advice simple. We’ll help you understand what you actually need, compare your options and build a plan around your life and budget — without the jargon or unnecessary cover.

Investments

We make investing simple and accessible, helping you understand your options and invest with a clear purpose.

Plan well. Invest wisely. Live confidently.

How we work

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Step 1 - Connect

It all starts with a no-obligation conversation. We'll answer your initial questions, learn a little about your situation, and discuss how we may be able to help.

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Step 2 - Meet

We'll arrange a meeting at a time that suits you, over video-call. And, yes we do work evenings! During the meeting, we'll take the time to understand your goals, priorities and circumstances.

Image showing a couple having an in person meeting with a financial adviser

Step 3 - Advice

Once we've prepared your personalised recommendations, we'll walk you through them, answer any questions you have, and help you implement the solutions you're comfortable with.

Our relationship doesn't end there

As your life changes, we'll be here to review your strategy, provide ongoing support and help ensure your financial plan continues to meet your needs.

Insights

Top insights from Ox Financial

Is Your Insurance Actually Protecting What Matters Most?

Read article

Should KiwiSaver Be Your Only Investment?

Read article

Why Reviewing Your KiwiSaver Could Be the Most Important Financial Decision You Ever Make

Read article

Meet the Founder

Chris Gibb

Founder, Managing Director and Adviser

” Hi, I’m Chris Gibb, Founder and Financial Adviser at OX Financial.

After more than 10 years in the financial advice industry, I started Ox Financial to build the kind of business I always believed clients deserved—one that combines personalised advice, genuine relationships and outstanding service.

I believe financial advice should be clear, approachable and centred around your goals, not a one-size-fits-all solution. Every client is different, and taking the time to understand your circumstances is one of the most important parts of providing good advice.

Whether you’re just getting started, reviewing your existing arrangements or planning for the future, my commitment is to provide advice that is honest, personalised and easy to understand, so you can make confident financial decisions for years to come. ”

Looking for insurance or KiwiSaver options?

Not sure if you're in the right KiwiSaver fund? Or simply want to have a quick no obligation chat about your insurance? Let's talk. Book a free review and we'll help you understand whether your current strategy is right for your goals - without the jargon or obligation.