About OX Financial

After more than a decade working in New Zealand’s financial services industry, I founded OX Financial with a simple vision: to provide straightforward, easy-to-understand financial advice backed by exceptional service. Throughout my career, I’ve helped hundreds of New Zealanders make informed decisions about their KiwiSaver, personal insurance and investments. Along the way, I also had the opportunity to mentor and support other financial advisers, which reinforced my belief that great advice is built on trust, communication and genuinely understanding each client’s goals.

Over the years, I noticed a common theme. Many New Zealanders simply hadn’t had the opportunity to receive clear, personalised financial advice. Some weren’t sure whether their KiwiSaver was invested in the right fund for their goals, others didn’t fully understand the insurance they were paying for, and many wanted to build wealth, or buy that first home- but weren’t sure where to begin.

OX Financial was created to help bridge that gap. Our role is to simplify financial decisions, explain your options, and help you build a plan that’s tailored to your goals—whether that’s buying your first home, protecting your income, growing your investments or preparing for retirement.

I also found many people weren’t receiving advice because they found the process overwhelming or assumed it was only for people with significant wealth.

OX Financial was created to change that.

Our focus is on providing high-quality financial advice that’s simple to understand, tailored to your circumstances, and delivered with the level of service every client deserves. We believe that financial advice should leave you feeling informed and confident, not confused.

Why OX?

The ox has long been recognised as a symbol of strength, reliability and hard work—qualities that reflect the way we believe financial advice should be delivered.

Building financial security takes time. It requires consistent decisions, dependable advice and a long-term relationship with someone you can trust. Those principles are at the heart of everything we do.

Whether we’re helping you review your KiwiSaver, protect your income or build long-term wealth, our goal is to provide advice that’s thoughtful, practical and designed around your individual circumstances.

How we work

Image showing a man making a phone call from his living room table

Step 1 - Connect

It all starts with a no-obligation conversation. We'll answer your initial questions, learn a little about your situation, and discuss how we may be able to help.

Image showing a couple sitting in front of a laptop on a financial advice meeting

Step 2 - Meet

We'll arrange a meeting at a time that suits you, over video-call. And, yes we do work evenings! During the meeting, we'll take the time to understand your goals, priorities and circumstances.

Image showing a couple having an in person meeting with a financial adviser

Step 3 - Advice

Once we've prepared your personalised recommendations, we'll walk you through them, answer any questions you have, and help you implement the solutions you're comfortable with.

Our relationship doesn't end there

As your life changes, we'll be here to review your strategy, provide ongoing support and help ensure your financial plan continues to meet your needs.

Meet the founder

Chris Gibb

Founder, Managing Director and Adviser

” Hi, I’m Chris Gibb, Founder and Financial Adviser at OX Financial.

After more than 10 years in the financial advice industry, I started Ox Financial to build the kind of business I always believed clients deserved—one that combines personalised advice, genuine relationships and outstanding service.

I believe financial advice should be clear, approachable and centred around your goals, not a one-size-fits-all solution. Every client is different, and taking the time to understand your circumstances is one of the most important parts of providing good advice.

Whether you’re just getting started, reviewing your existing arrangements or planning for the future, my commitment is to provide advice that is honest, personalised and easy to understand, so you can make confident financial decisions for years to come. ”